Big "I" - RLI Agency Package

The Big "I" - RLI Agency Package suite of products for business owners, automobile, workers compensation, and excess coverage have been specifically designed for insurance professionals and is offered exclusively to Big "I" members. The broad coverage and high base limits help eliminate coverage gaps while the competitive rates represent a great value for Big "I" members.  In addition, the streamlined application process makes it easy for Big "I" members to get a quote and compare against their current program.  With RLI, a recommended carrier of the IIABA, you have a proven partner who understands your business and is committed to providing Big "I" members with the best coverage and service available.

Agency Requirements:

  • Agency is a Big "I" Member
  • Real estate operations account for less than 10% of total revenue
  • Agency does NOT provide any property management services to clients
  • Agency does NOT offer claim adjusting as a service to clients
  • Agency does NOT sell any physical products

Automatic Coverage Provided:

  • Business Income and Extra Expense - actual loss sustained up to 12 months, no waiting period
  • Interruption of Computer Operations - $100,000 aggregate limit included, can be increased
  • Valuable Papers - $100,000 blanket limit included, can be increased, flood and earthquake perils covered
  • Computers and Electronic Data - Worldwide coverage, Includes Earthquake and Flood as covered peril
  • Computers and Electronic Data - up to BPP limit on premises and $50,000 off premises and electronic vandalism (up-to-date virus software and 72-hour data backup required)
  • Utility Service interruption including overhead transmission lines - $25,000 limit included
  • Employee Dishonesty - $50,000 limit included, can be increased
  • ERISA - $100,000 limit included, can be increased
  • Water Damaged and Sump Pump overflow- $25,000 Limit included - can be increased
  • Medical payments - $10,000 limit included
  • Damage to Premises Rented to you - $1,000,000 limit included, perils expanded to include fire, water, smoke, lightning, and explosion
  • Electronic Data Liability - removes the exclusion for damage to electronic data if resulting from property damage
  • Blanket Additional Insureds - Lessors of premises and equipment, clients and other organizations based on contract
  • Non-owned watercraft liability - watercraft up to 75 feet

Optional Coverage Enhancements:

  • Inland marine floater- covers off premises tools, equipment and watercraft
  • Hired and Non-Owned Auto Liability - separate limit of liability - excess basis
  • Hired Car Physical Damage $60,000 Limit, $250 deductible
  • Employee Benefits Liability - up to $2 million limit
  • Employment Practices Liability Insurance (EPLI) - up to $100,000
  • Watercraft Liability - watercraft up to 26 feet
  • Foreign Liability - expands to cover suits brought outside of coverage territory


For more information, contact:

Jim Hanley, RPLU - or 703.706.5468

Angela Juratovic - or 703.706.5362

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