Personal Umbrella Policy

Big I Maryland members have access to two stand-alone personal umbrella markets through RLI (endorsed market) and Anderson & Murison (alternative market). Make sure your clients are covered with the Big I Advantage Umbrella Program offering access to premier, stand-alone personal umbrella products for auto and home protection, as well as home business policy.

RLI's PUP stands atop the existing homeowner and auto insurance to provide an extra layer of personal liability protection for the insured and their household. With RLI's PUP program, the insured can maintain their auto or home coverage with any company they choose provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage limits here. 

Learn More

RLI Policy Key Features: 

  • Limits up to $5 million available ($1M in NM)

  • Excess UM/UIM available in all states.

  • The insured can keep their current homeowner/auto insurer

  • New drivers accepted - no age limit on drivers

  • Up to one DWI/DUI per household allowed

  • Auto limits as low as 100/300/50 in certain cases

  • Competitive, low premiums for increased limits of liability

  • Simple, self-underwriting application that lets you know immediately if the insured is accepted

  • E-signature and credit card payment options

  • Immediate coverage available in all 50 states plus D.C.

Get Started With RLI

To sell both the RLI Umbrella and Home Business Insurance policies, an RLI producer and IBSC Sub-producer agreement must be completed. Download the agreements below and submit to our insurance department at or fax to 410-766-0993.

RLI Producer Agreement              IBSC Sub-Producer Agreement

How to Submit New Business:

To submit new business, forward the completed RLI Application with a full premium check to:

Insurance Brokers Service Corp

2408 Peppermill Dr., Ste A

Glen Burnie, MD. 21061


New Business: We only accept agency checks made payable to IBSC for new business. Do not send a check to us from your insured. It will be returned. 

Renewal Business: All Renewal Business is 'Direct Bill'

Questions? Contact Kate Langford, RLI Administrator, at or (410)-766-0600.

Our Mission

To ensure the success of independent insurance producers and agency staff throughout Maryland by providing access to a suite of top tier products and services.

     2408 Peppermill Dr., Ste A Glen Burnie, MD 21061

     (410)-766-0600


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