Having trouble deciding which retirement plan is right for you or your agency? Big "I" Retirement Services is here to help you choose which plan best meets your circumstances. We’ve worked with more than 1,000 agencies to help them achieve their retirement goals.

IIABA Support

With over 25 years in the retirement business, the Big "I" serves as a strong advocate for participating agencies. Whether it concerns a complicated transition from another provider, or perhaps a sale of the agency, we know your business, understand your market, and can grasp your needs.

Roll Over Your Plan and Save

Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, we consider you a member first, and a client second. Whether we’re building a new plan for your agency from the ground up or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free.

A Plan for Every Need

Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs.


Aside from the fact that independent agents like you are the only clients we serve, there are some other advantages that make us different. Consider: 

Quality Investments

Participants have their choice of several investment options that cover the risk/reward spectrum. Investments are closely monitored, and are offered at institutional pricing and rates. Check out the current fixed rate.IRA Rate

State-of-the-Art Administration

All aspects of the plan are bundled, including form filings, quarterly statements, document maintenance, enrollments, and transition support. One low fee pays for complete plan services, so you can focus on running your agency instead of diverting resources to managing the plan.

The Big “I” Employee Benefits program provides full service group benefits for our member agents.    Our program is underwritten by The Guardian Life Insurance Company of America, a multi-line insurance group with many years of experience in the business and administered by a dedicated service team just for Big “I” Members. 

Group Term Life Insurance

The Big “I” Group Term Life insurance program not only can provide coverage for final expenses but also can help with a variety of other family needs.   Life insurance can be used for estate settlement, probate costs, mortgage pay off, college expenses and payment of medical expenses to name a few. The program offers guaranteed issue (with certain requirements being met), a variety of plan alternatives to fit your agency’s needs, coverage for spouse and children and optional coverage for employees.For more information please click here to download our brochure.

Group Long Term Disability

Protect your greatest asset – your ability to earn a living!   The Big “I” Long Term Disability program offers guaranteed issue (with certain requirements being met), up to $10,000 per month in benefits, a variety of plan alternatives to fit your agency’s needs, special benefits for residual disability, your choice of waiting periods and waiver of premium. For more information please click here to download our brochure. 

Group Short Term Disability

The Big “I” Short Term Disability program protects you from loss of income during an illness or accident that prevents you from working.   The program offers guaranteed issue (with certain requirements being met), up to $650 in weekly benefits and a variety of plan alternatives to fit your agency’s needs. For more information please click here to download our brochure.

Group Dental and Vision Insurance

The Big “I” Dental program offers two levels of coverage, basic and enhanced, with an extensive list of in-network preferred provider dentists.   Also offering options for out-of-network coverage and orthodontic services. For more information, please click here to download our brochure.  

The Big “I” Vision program offers coverage through VSP, with in and out-of-network coverage.Please click here to download our brochure.

Virtual Risk Consultant

The Big I Advantage® Virtual Risk Consultant powered by Rough Notes (“VRC”) is a powerful online client service resource tool that no Big “I” member should be without.  VRC has useful information for all positions in the agency from the agency principal to the CSR and will increase the professionalism of the agency, leading to increased sales.  Agency staff will be more knowledgeable about client/prospect operations and the VRC’s commercial and personal lines risk exposure analysis process offers a systemic approach to:

  • Understanding the client’s operation with overviews for more than 650 business classes and personal lines risks
  • Identifying client exposures with customizable client surveys/questionnaires,
  • Creating thorough customer proposals with information pertinent to their operation and a glossary of insurance terms,
  • Prudently documenting customer files with signed coverage checklists. 


Agency Size Annual Subscription   4-year Subscription 
Up to 15 users 
per agency
$250 $750  
More than 15 
users per agency
$500  $1,500

Purchase VRC

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